Do not pay twice for a finish you will remove

Last updated 31 October 2026.

Optional Component Scheme searches want a yes or no for flooring, doors, sanitary fittings and kitchen cabinets. The honest answer is that the list is on your launch papers and on HDB’s site. We tried HDB’s pages from this machine and received HTTP 403. Copying a list from a blog would invent your project. Bring the sheet you were given. We will not replace it with a remembered menu.

The decision that survives without those prices is simple. If you will live with the finish, keeping it avoids a second payment. If you already know you will hack it out, paying to install it and then paying to remove it is the expensive order. Removal of wall or floor finishes is restricted renovation on the hours guide: weekdays 9:00am to 5:00pm, not Saturdays. HDB’s renovation page is the permit rule, including a fine of up to $5,000 when a renovation breaches it. V On Construction invoices that permit. A hinge on a door you are keeping is from S$38 and is not a hack.

Flooring is where people double-pay. A vinyl plank price per metre is not on this site. The floor calculator’s vinyl overlay of S$1,600 to S$3,400 is for covering existing parquet or marble, not a bare new-flat screed. Do not use it as an OCS credit. If the floor you were offered is a tile in a bathroom, hacking it in the first three years is the restriction the tile page already states. Living-room finishes that you remove are still a renovation if HDB’s page calls removing finishes a renovation. Read the page with your option sheet, not with a style board.

Doors are the other trap. An ordinary bedroom door that sags is S$60 to S$120 to align, and a new bedroom leaf has no published price. A main door that is a fire door is the digital-lock guide: do not drill it because a board preferred another leaf. A shelter door is not a design door. Clause 7.2 is the shelter. Kitchen cabinets you intend to throw away should not be installed and then replaced at S$5,000 to S$6,500. If you will keep them, a hinge or a sink-base repair at S$280 to S$700 may be the whole job later. Sanitary fittings you will not use are the same logic. We do not publish HDB’s fitting prices.

An interior package that says “we delete OCS and do everything” is a quote you should itemise. Our quote note is how to read one. We do not publish a designer’s markup. We do not arrange a renovation loan and we do not publish an interest rate. If a seller’s OCS credit is larger than the cost of hacking it out under the hours and the permit, the papers will show that. If you do not have the papers, stop. An estate name does not tell you which options that launch sold.

Homey Furnishing Pte. Ltd. (ACRA UEN 202018148K), 27 Mandai Estate, #06-10 Innovation Place, Singapore 729931, invoices permit-exempt maintenance. V On Construction Pte. Ltd. (ACRA UEN 201611708H), on the HDB Directory of Renovation Contractors, invoices hacking, a new layout, and other work that needs an HDB renovation permit. Homey Furnishing is not a Council for Estate Agencies licensed estate agent and does not sell, rent or market flats. It is not a Ministry of Manpower licensed employment agency and does not place helpers.

Curtains, blinds and roller shades are not part of this booking. This page also does not sell or rent the home, and it does not place a domestic worker.

Photograph the fitting before you buy a product or book a hack.

1. Find the option sheet from your own launch.
2. Mark each line keep or remove.
3. Do not hack a bathroom finish you just paid to install, inside the three-year rule.
4. Leave fire doors and the shelter door alone.
5. Ignore any OCS price that is not on your paper or on HDB’s site.

The building changes the permission. It does not invent a second price.

Photos of the finishes you want to keep, and the line on your sheet that names them. We can price a repair that already has a row. We cannot price HDB’s optional item. A move-in package, S$688 to S$1,288 by the room count on that page, does not include deleting those options.

If the sheet is silent, the answer is to ask HDB, not a contractor who sounds certain. Certainty without the paper is how a credit is invented.

Doors you keep can still be planed by a later floor. If you might add a plank, do not pay to hang a door that then needs undercutting, and do not undercut a fire door at all. Sanitary fittings you keep should be photographed at key collection, including the silicone, so a later leak is not argued as your renovation. A bidet you add later is the bidet page, S$110 to S$180 when that kit matches, and it does not require the OCS sheet to have predicted it.

Kitchen cabinets you keep should be checked for a soft base before the warranty conversation ends. A soft base found at handover is a defect to report. A soft base found after a leak you caused is the S$280 to S$700 repair. The difference is the timing, which the defect guide already explains. OCS does not change that split. Photograph the kick plate and the trap on key day so the later argument has a date.

How you're charged

A job that already has a sentence on HomeySG uses that sentence. The hour is not added on top of a band unless the written scope says so. There is no fuel surcharge. A whole-flat repaint, a private defect-scan fee, and a litre of a named paint brand are not in the catalogue.

Who is allowed to do the work

HDB’s important information on renovation says renovation in a flat, including some work that does not need a permit, is carried out by a contractor from the Directory of Renovation Contractors. The same page says failing to use a listed contractor for renovations, or breaching the renovation rules, can lead to a fine of up to $5,000. That sentence is HDB’s. It is not a ruling on your flat. Read the page before you treat a handyman visit as a renovation.

• Permit-exempt maintenance that already has a band, such as a hinge, a silicone joint or a small hole patch, stays on the Homey Furnishing invoice.
• Hacking, a new layout, and replacement of toilet finishes inside HDB’s restriction period move to V On Construction Pte. Ltd. UEN 201611708H. The price of that permit scope is quote on inspection.
• A new cable or a consumer unit is an EMA licensed electrician. A new water point is a PUB licensed plumber. Piped gas is a licensed gas worker.
• Window installation and replacement on an HDB flat is a BCA approved window contractor on HDB’s directory, with a renovation permit first. BCA describes workhead RW01. Homey Furnishing is not that contractor.
• Selling, renting or marketing the flat is estate agency work. CEA registers property agents. We do not do that work.
• A weekly cleaner on this site is not a migrant domestic worker placement. We do not hire out helpers.
• Curtains, blinds and roller shades are not part of this booking.

Ways to keep the bill smaller

• Photograph every mark before you book a full repaint. A hole that matches the S$150 to S$280 sentence does not need a whole-flat price.
• Put several permit-exempt tasks on one visit. The S$55 call-out is one task. Further permit-exempt time is S$45 an hour, not a second trip.
• Report a new-flat defect to HDB, or the developer if the contract says so, before you pay anyone to cover it.
• Do not hack a bathroom floor to “save” a later leak. HDB’s three-year restriction exists so the flat below stays dry.
• Circle the lines on your own option sheet. Do not ask a forum to remember what your project offered.

WhatsApp the photos to +65 8561 0630.

Nothing in this table is an OCS price.

Anything not in that table is quote on inspection.

WhatsApp the photos to +65 8561 0630. The reply uses a band already printed on HomeySG, or it says quote on inspection.

• Vinyl and tile
• Reading a quote
• Hours for hacking
• Permit guide
• Kitchen cabinets
• Fire doors